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Savings Accounts & Share Savings

At ILA 1351 FCU, it's our goal to make sure that your money is always working for you. We know that you want to be certain you're making the right decisions and earning as much as possible. That's why we've built savings accounts that are designed to maximize your hard-earned dollars each and every day.

Meet Your Goals

No matter your financial goals or lifestyle, we'll help you explore the options. Count on us to ensure you understand the terms, spelled out simply and clearly, so you can develop a program that's right for you. the sooner you begin, the sooner your money goes to work and multiplies for you.

Share Savings

Share Savings is available to all members who maintain at least a $25.00 balance at all times. Dividends for these accounts are voted on and approved by the Board of Directors quarterly. Withdrawals from the accounts are limited to $1500 per account, per member, daily, and can be made in cash or check. Statements are mailed quarterly and should be maintained for your IRS records, and 1099 forms are mailed for income tax purposes in January of each year. Visa and ATM cards are available with both checking and savings accounts.

Share Certificates

Share certificates are available for $1,000 or more. The dividends may be paid quarterly or at maturity.

Savings Rates

Rates are approved by the Board of Directors quarterly. Dividends are paid from current income and available earnings after all required transfers to reserves at the end of the dividend period. Annual Percentage Yield rates are as follows:
Rate
Minimum
Maximum
0.1000%
$100
$24,999.99
0.1500%
$25,000
$74,999.99
0.2000%
$75,000
$999,999.99
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The ILA 1351 Federal Credit Union web site is connected to third-party websites. The links are for informational purposes only and not an endorsement of those products or services. Third-party websites accessed by links are not part of the credit union or its website. The online financial information offered through ILA 1351 Federal Credit Union's web site is not designed for or directed toward children under age 13. We do not collect data, and we do not market online. We recognize that protecting children's identities and online privacy is important and that responsibility rests with us and with parents.