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Routing Number: 313083879
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Vehicle & Personal Loans

We take great pride in our Loan Department staff and the services we provide. Whether you're looking to make home repairs, or you need collateral or personal loans, you're assured that we provide personal, concerned interest in your loan request. If you need money, we have it to loan. We provide the following types of loans:
  • Personal Loans
  • New & Used Vehicle Loans
  • New & Used RV Loans
  • New & Used Boat Loans
  • New & Used Motorcycle Loans
  • Share Secured Loans
  • MasterCard Credit Cards

Loan Applications

Loan applications can be completed by phone or in person. You can find our application online. You can research the value of your vehicle or a used vehicle online at the NADA.

Special Loan Features

ILA 1351 FCU offers special incentives that return interest refunds to every member who borrows with us. Not many banks will do that for you. We also offer credit life and disability insurance to provide additional financial security if you have a problem. This low-cost insurance may be purchased at the time you complete the loan transaction.

Guaranteed Asset Protection

GAP protection pays the difference between your property's value and your loan balance. Our Member's Choice Guaranteed Asset Protection helps ease your financial burden by paying the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle. Features and benefits of your GAP insurance include:
  • 90-Day Free Look — You may cancel your GAP protection within 90 days of your enrollment date and receive a full refund and no cancellation fee.
  • Skipped Payments — Protection includes skip-a-payment or delinquent-payment features for the life of the financial agreement.
  • Available On Loans & Leases — This feature protects new and used vehicles.
  • Primary Vehicle Insurance Deductible — This will pay up to $1000 of your vehicle insurance deductible.
ILA Debit Cards — If You Haven't Ordered Your Visa Debit Card or ATM Card, Please Stop By & Speak To a Representative
The ILA 1351 Federal Credit Union web site is connected to third-party websites. The links are for informational purposes only and not an endorsement of those products or services. Third-party websites accessed by links are not part of the credit union or its website. The online financial information offered through ILA 1351 Federal Credit Union's web site is not designed for or directed toward children under age 13. We do not collect data, and we do not market online. We recognize that protecting children's identities and online privacy is important and that responsibility rests with us and with parents.